One of the things that many people overlook when they plan to own a new home is a home warranty. Even if you are a great handyman yourself, it often pays off to have a home warranty, at least for the first year that you own a home. Not only is it a great way to prevent nasty surprises, it allows for repairs to be done quickly by a professional who will warranty his work.
Consider this: Most heat pumps are unable to show that they actually have a cooling cycle in the winter. When the temp gets down to the low 70's, a heat pump just cannot go any lower. So, if you buy a new home in the winter, and the cooling function of the heat pump is broken, you are stuck with the repair bill. However, that repair bill could be as little as $50 with a home warranty.
During the summer, if the heat pump is making cold air, it can be changed to heat mode and warm air can be detected coming from the air ducts, so this doesn't really apply to summer.
Warranties can also be good for water heaters, breaks in the plumbing and electrical problems.
They can provide a lot of peace of mind during your first year! After that, it is up to you to renew them. I have warranties on all my homes, and they have always paid for themselves!
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