Some of the text in the commentary at the end got a little garbled in the conversion to .jpg files, but I think it is obvious from the charts that this is the first month in over 13 months that sales have exceeded last year's numbers, even with the apparent lack of interest on the part of Buyers.  The government is re-working some of its awful lender policies, and trying to make things more affordable for people who work for a living.  It ends with a prediction of a "better" 2015, and predicting that in 2016, the market will "take off"